Fraud committed or attempted using the identifying information of another person without authority.
A pattern, practice, or specific activity that indicates the possible risk of identity theft.
A financial account whose purpose can be personal or business and is offered or maintained by VCSU . The account is designed to permit multiple payments or transactions. Covered accounts includes but is not limited to credit/debit card processing, financial aid information, student loan information, business accounts, phone accounts, payroll account information; and any other account that VCSU offers or maintains for which there is a reasonably foreseeable risk to customers or to the safety and soundness of VCSU from identity theft, including financial operational, compliance, reputation, or litigation risks.
Need to Know:
Authorization is given to a user for whom access to the information must be necessary for the conduct of one's official duties and job functions as approved by the employee's supervisor.
Includes information that VCSU is under legal or contractual obligation to protect.
Defined as a record or data item that any entity either internal or external to VCSU can access.