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Alternative Loans

Valley City State University strongly encourages all students and parents to complete the Free Application for Federal Student Aid (FAFSA) in order to receive consideration for Federal Direct subsidized and unsubsidized Direct Loans.

However, in some instances a student/parent may decide to circumvent this process or may have remaining unmet need after the Direct loans have been processed. There are many very good alternative loan programs available but it is important to remember that these are generally based on past credit history and students without a credit history may need a co-signer.
VCSU has worked with the following lenders over the past seven years: