Valley City State University strongly encourages all students and parents to complete the Free Application for Federal Student Aid (FAFSA) in order to
receive consideration for Federal Subsidized and Unsubsidized Direct Loans.

In addition to the federal student loan program, it may be necessary for a student to borrow a private alternative loan to help cover educational expenses.
Alternative loans are non-federal, interest bearing loans through private lenders.
These types of loans also typically require the borrower to obtain a credit-worthy co-signer.

You are free to choose any lender you wish. VCSU's lender list is available at:

This will help you compare different lenders and loan programs that VCSU works with.